From the first key to the last repayment — and everything life throws in between — I'm the one you call.
For the out-of-the-box scenarios the banks say no to.
Self-employed? That's my speciality →
Thirty-plus years in lending, the last stretch as a broker on the Sunshine Coast, working from Palmwoods. I've sat on the bank's side of the desk, so I know how they think — and how to tell your story so they say yes for the right reasons.
Book a call
Self-employed lendingTradies, consultants, café owners, contractors — I've spent 30 years turning messy business income into clean bank approvals. Add-backs, one year of financials, ATO debt: I know which lender says yes, and how to ask.
Most brokers meet you once, for one loan. I'd rather walk the whole road with you — the exciting bits, the messy bits, and the finish line.
Deposit, grants, what you can comfortably borrow — explained before you fall in love with a house.
First homeUpsizing, building, renovating. Bridging the gap between the home you have and the one you need.
Upsizing · BuildingABNs, add-backs, one great year and one messy one. Lenders who read a business, not a tick-box.
Self-employedUsing what you've built to buy the next one — structured so your portfolio doesn't trip over itself.
InvestingSeparation. Illness. A tax bill that got away. A bad year. No judgement — just a plan and someone in your corner.
When life changesPaying it down, downsizing, super-fund property. The last mortgage conversation you'll ever need to have.
RetirementWhichever chapter you're in, it starts the same way.
Book a call →Banks sell loans. I coach people through them. The difference shows up the first time something goes sideways.
Your whole picture before any product. No forms, nothing lodged, nothing on your credit file.
We stay small on purpose. A family-run team who know your name, your numbers and your story — from first chat to settlement.
Rates move, lives change. I check in, and you can always pick up the phone.
Whatever the loan, there's usually a way — and finding it is my job.
First or next home, with a clear read on what's comfortable.
TALK TO CASS →Is moving genuinely worth it? An honest review, not a sales pitch.
TALK TO CASS →Structure that lets the portfolio keep growing.
TALK TO CASS →Progress payments managed so the builder gets paid on time.
TALK TO CASS →Income that doesn't fit a tick-box, plus lending inside super.
SEE IF IT FITS →Owing the ATO doesn't make you unbankable. There's a path.
TALK ABOUT TAX DEBT →
I have worked with several brokers and Cass and her team are by far the best there is! I had complete confidence in her ability to get the job done. Maurice kept me informed every step of the way.
Julie-Anne DudleyGoogle reviewThe journey with Cass and Maurice to refinance our existing properties, and assisting with finance for our new property, was seamless. The banks and land purchase threw challenges at us but we navigated them with ease.
Shaun CoweGoogle reviewBoth Cass and Maurice were there every step of the way. Being a single homeowner it was nice to have input and ideas I couldn't have come up with on my own.
Lucinda HeathGoogle reviewThe team at Your Mortgage Coach was incredible! They made the process so simple and as a first home buyer it was exactly what I needed.
Remy CarvethGoogle reviewIt was not an easy process and yet Cass and her team made what seemed impossible possible, going above and beyond and always with a friendly disposition.
Paula BrennanGoogle reviewAbsolutely amazing and highly professional service. After dealing with multiple brokers I can confidently say I'll be recommending Cass to anyone looking to buy property.
Alex MillarGoogle reviewReviewed against RBA and lender figures every month — so what you see isn't three years out of date.
Principal & interest or interest only, with the full amortisation view.
OPEN →Every state and territory, with first home buyer concessions built in.
OPEN →How much deposit you need, and whether LMI is likely.
OPEN →Plain-English answers to the questions I get asked most.
RESOURCE CENTRE →Pick the appointment that fits — a quick 20-minute chat, a full strategy session, or a Solo & Sorted conversation. No cost to talk, no paperwork, nothing on your credit file.
I live and work in Palmwoods, so the hinterland and coast are home ground — I know the streets, the price pockets and the local valuers. Most chats happen by phone or video, and if you'd rather sit down face to face on the Coast, we can do that too.
